Diapause induces remodelling of the fatty acid composition of membrane and storage lipids in overwintering larvae of Ostrinia nubilalis, Hubn. (Lepidoptera: Crambidae)

first_imgSeasonal changes in the FA composition of triacylglycerols and phospholipids prepared from the whole body of non-diapausing and diapausing fifth instar larvae of Ostrinia nubilalis, Hubn. (Lepidoptera: Crambidae) were determined to evaluate the role of these lipids in diapause. Substantial changes in the FA composition of triacylglycerols and phospholipids were triggered by diapause development. This led to a significant increase in the overall FA unsaturation (UFAs/SFAs ratio), attributable to an increase in the relative proportion of MUFAs and the concomitant decrease in PUFAs and SFAs. In triacylglycerols, the significant changes in FAs composition is the result of an increase in the relative proportions of MUFAs, palmitoleic acid (16:1n-7) and oleic acid (18:1n-9), and a concomitant reduction in composition of SFAs and PUFAs, mainly palmitic acid (16:0) and linoleic acid (18:2n-6), respectively. Changes in the composition of phospholipids were more subtle with FAs contributing to the overall increase of FA unsaturation. Differential scanning calorimetry (DSC) analysis revealed that the melt transition temperatures of total lipids prepared from whole larvae, primarily attributable to the triacylglycerol component, were significantly lower during the time course of diapause compared with non-diapause. These observations were correlated to the FA composition of triacylglycerols, most likely enabling them to remain functional during colder winter conditions. We conclude that O. nubilalis undergoes remodelling of FA profiles of both energy storage triacylglycerols and membrane phospholipids as an element of its overwintering physiology which may improve the ability to cold harden during diapause.last_img read more

Faculty, Game Design

first_imgRequired Education In accordance with Southern Association of College and SchoolsCommission on Colleges (SACSCOC) requirements: Official transcripts and/or certifications will need to be sentdirectly from your institution to:ACC Highland Business CenterAttention: E.M. Breedlove, Employment Manager5930 Middle Fiskville Road, Austin, TX 78752Photocopies of transcripts and transcripts stamped “issued tostudent” are not accepted.Reference Requirements3 professional references required (contact information only)Criminal Background CheckPre-employment criminal background checks are required for allstaff and faculty positions. Pre-employment urinalyses drug screensare also required for all top candidates considered for positionsin ACC’s District Police Department.ACC Benefits OverviewFull-time faculty and staffing table employees who work infull-time and/or part-time positions at the college are eligiblefor ACC medical benefits effective the first of the month aftertheir first 60 days of employment. Benefits include medical,dental, life insurance, short- and long-term disability, retirementplans and AD&D.ACC does not participate in Social Security. ACCparticipates in the Teacher Retirement System of Texas (TRS) andthe Optional Retirement Program (ORP-Faculty and AdministratorsOnly). Part-time and Hourly employees participate in the ACC MoneyPurchase Plan (ACCMPP) as a retirement program required by federallaw.Working Conditions Principal Professional Standards Four or more years as Game Designer (GD) including experiencesas lead GD or main GD for core gameplay on PC, console or mobileplatforms (mobile consoles or iOS/Android).Must have shipped at least two (2) successful titles as lead orsenior GD position. Position Information Criminal Background CheckPre-employment criminal background checks are required for allStaff and Faculty positions. Pre-employment urinalyses drug screensare also required for all top candidates considered for positionsin ACC’s College Police department. HoursAs assigned. Statement of past and/or potential contributions to diversity,equity and inclusion in the academic environment. ACC is committedto ensuring that we are welcoming and inclusive of all students.Further, we believe that race, ethnicity, gender, and other humandifferences should not be predictors of success. Our commitment toequity means that we seek to give each student the support neededto be successful so that we improve enrollment, persistence, andcompletion rates for all students.Please describe how you have and/or will contribute to theachievement of an inclusive and equitable academic environment forall students. Prepare and teach courses in the field of Game Design toa diverse and multicultural student population based on thedepartment’s approved course learning outcomes, utilizing a varietyof instructional strategies appropriate to the needs of communitycollege students and the standards of the discipline.Participate actively in departmental responsibilities anddepartmental governance, including curriculum review and revision,program review, assessment of student learning outcomes at thecourse and program level, and other departmental activities.Evaluate student progress and provide clear, timely feedbackreflecting program learning outcomes and departmentalexpectations.Serve as a mentor to students in the Game Designprogram.Provide teaching and mentoring services to students in a mannerwhich does not discriminate based on race, color, religion, sex,sexual orientation, gender identity, national origin, disability,age, protected veteran status, political affiliation, or otherprotected categories.Remain current in the field through a variety of professionaldevelopment activities.Support division and department goals through active andcollegial engagement in decision-making and unit-levelplanning.Serve on collegewide and departmental committees, councils,work groups, and task forces.Perform other related tasks as assigned by the departmentchair, dean, and/or associate vice president, vice president,executive vice president. ACC Benefits OverviewFull-time Faculty and Staffing Table employees who work infull-time and/or part-time positions at the College are eligiblefor ACC medical benefits effective the first of the month aftertheir first 60 days of employment. Benefits include medical,dental, life insurance, short and long term disability, retirementplans and AD&D.ACC does not participate in Social Security. ACC participates inthe Teacher Retirement System of Texas (TRS) and the OptionalRetirement Program (ORP-Faculty Only). Part-time and Hourlyemployees participate in the ACC Money Purchase Plan (ACCMPP) as aretirement program required by Federal law.DisclaimerThe above description is an overview of the job. It is not intendedto be an all-inclusive list of duties and responsibilities of thejob, nor is it intended to be an all-inclusive list of the skillsand abilities required to do the job. Duties and responsibilitiesmay change with business needs. ACC reserves the right to add,change, amend, or delete portions of this job description at anytime, with or without notice. Employees may be required to performother duties as requested, directed, or assigned. In addition,reasonable accommodations may be made by ACC as its discretion toenable individuals with disabilities to perform the essentialfunctions.Austin Community College provides equal employment opportunities(EEO) to all employees and applicants for employment without regardto race, color, religion, sex, national origin, age, disability orgenetics.As required by the US Department of Education, employees arerequired to report violations under the Title IX and, under theJeanne Clery Disclosure of Campus Security Policy and CrimeStatistics Act (Clery Act), select individuals are required toreport crimes. If this position is identified as a Campus SecurityAuthority (Clery Act), you will be notified, trained, and providedresources for reporting. Updated 10-10-2019. SalarySalary is assigned according to the Full-Time Faculty SalaryScale. College ProfileAustin Community College (ACC) is a public two-year institutionthat serves a diverse population of approximately 41,000 creditstudents each fall and spring semester. Our identity as a communitycollege is reflected in our mission statement. We seek to ensurestudent success and community development by providing affordableaccess to higher education and workforce training, throughtraditional and distance learning modes, including appropriateapplied baccalaureate degrees, in our service area.As a community college committed to our mission, we seek to recruitand retain faculty and staff that:Reflect the multicultural diversity of our community.Value intellectual curiosity and innovative teaching.Are attracted by the college mission to promote equitableaccess to educational opportunities.Care about student success for all students regardless of raceand collaborate on strategies to facilitate success forunderrepresented populations.Welcome diversity and model respectful interaction withothers.Engage with the community both within and outside of ACC. Bachelor’s degree in Art or R-T-F with evidence of trainingin digital media ORBachelor’s degree in Visual Communication, Computer Graphics(animation, 3-D modeling, etc.), Game Development, Game Programmingand Simulation or Computer Science ORAssociate degree in one of these areas and 3 yearsnon-teaching work experienceMaster’s certificate with 18 graduate hours in thesedisciplines SACSCOC requirements may differ depending on the courses taughtwithin the discipline.For specific requirements by course and program, please see thecurrent year Faculty Qualifications Table located at http://www.austincc.edu/faculty/credentials/. Required Work Experience (Workforce Programs)Required Work Experience: Preferred Skills:Proficient in all aspects of game design such as gameplay,balancing, and reward system, etc.Proficient in C# programming within Unity, Proficient in AdobePhotoshop and Microsoft Office Suite (Word, Excel, Powerpoint,Visio, Project).Conveying ideas and clear formalization of complexconceptsAbility to shepherd non-creative folk through the creativeprocess; ability to hold a strong creative vision while alsokeeping that vision agileCapable of providing focused and inspiring creativeleadershipPrototyping ideas via standard tools like Photoshop, 3D StudioMax, Unity.High visual creativity and passion for developing videogamesExcellent organizational skillsExcellent EnglishKnowledge of object oriented and natural programming languagesan assetWorking experience on AR/VR an asset Application RequirementsDocument RequirementsWhen you apply using the official ACC eApply application, you willneed to upload the following documents to yourapplication:Cover letter – Explaining interest in the position.Curriculum Vitae or Resume – Your most recently updated C.V. orResume (to include the documents below).. Equal Employment Opportunity StatementThe Austin Community College District is an Equal OpportunityEmployer advancing inclusive excellence. All qualified applicantswill receive consideration for employment without regard to race,color, religion, sex, sexual orientation, gender identity, nationalorigin, disability, age, protected veteran status, politicalaffiliation or other protected categories.HR Use Only Qualities of a Successful Candidate Reports ToDepartment Chair, Game Dev, Animation, & MotionGraphics Include the following as part of your C.V. or Resume upload:Statement of teaching philosophy. Consider these questions asyou develop your teaching philosophy statement:What are your values, beliefs, and goals related to teachingand learning in a community college setting?What will make you effective in the community collegeclassroom?How does student identity in the classroom affect how youteach? Student ProfileAustin Community College District (ACC) is a Hispanic-ServingInstitution. ACC’s designation as a Hispanic-Serving Institutionreflects the commitment the college has to supporting our students’educational goals as well as the economic and social well-being ofthe surrounding communities we serve. ACC currently enrollsapproximately 41,500 students each Fall semester, over half of whomare non-white. In fall 2019, ACC’s students were 42% White, 38%Latinx, 8% African-American, 6% Asian, <1% Pacific Islander,<1% Native-American, and 4% multiracial.ACC pursues educational excellence by being accountable andcommitted to achieving diversity in our faculty and staff ranks.ACC seeks to be innovative in all its operations and providesstudents with guidance and support in achieving success in theireducational goals, whether they are seeking a degree, successfultransfer, employment or lifelong learning.The ideal candidate will share ACC's commitment to educating itsracially and socioeconomically diverse student population. Inaddition, the ideal candidate will be experienced inculturally-responsive academic practices for engaging withfirst-generation students and returning students who have beenhistorically underserved .The successful candidate will join a college dedicated to the useof curriculum that is responsive to the students it serves. Suchcurriculum includes use of pedagogical techniques that draw on awide range of high impact and effective practices as well asvarying culturally-relevant illustrations and approaches.Our MissionThe Austin Community College District promotes student success andcommunity development by providing affordable access, throughtraditional and distance learning modes, to higher education andworkforce training in its service area.For more information, see http://www.austincc.edu/about-acc/mission-statement.Commitment to Equity and InclusionACC is committed to the ongoing systemic changes needed to ensurethe increased recruitment, inclusion, retention, and completion ofhistorically underserved and underrepresented populations. Throughcontinual strategic community engagement and professionaldevelopment of administrators, faculty, staff, and students, thecollege demonstrates its dedication to fostering a culture andclimate for equitable outcomes.As an open access and low-cost institution, ACC is proud to serve adiverse student body. Dedicated faculty members are excellentprofessors who help students achieve their educational goals andare sensitive to the diverse cultures and socio-economicbackgrounds of our students. In 2017 our faculty adopted aStatement of ACC Faculty Values. This Statement affirms that ACC'sfaculty members value collaboration, service, agency, scholarship,inclusion, and teaching, all of which attest to our commitment toequity, diversity, and inclusion at the heart of our mission.Current Work of the Department/DisciplineThe Game Development, Animation, and Motion Graphics Department isall about training students for the local and national job market.Our top-notch faculty is a who's who of local talent, hardwiredinto the latest trends and eager to give students the real-worldexpertise and know-how that comes from years of experience in thebusiness. Our degree and certificate programs are designed by acommittee of local digital industry professionals preparingstudents to jump into the creative industry. Classes within thedepartment can benefit students just out of high school, peoplewho'd like a change of career, and professionals in the industrywho wish to update their creative and technical skills.Job SummaryResponsible to prepare and deliver Game Design coursework inengaging, innovative, and discipline-appropriate ways that reflecta commitment to success equity, respect for diversity, anunderstanding of culturally responsive teaching, and knowledge ofthe teaching field. Meets professional standards for faculty inaccordance with college policies and procedures.Principal Responsibilities and Duties FLSA StatusExempt Ethics, integrity, and sound professional judgment.A commitment to establishing and maintaining positive workingrelationships with students, colleagues, and staff representingdiverse ethnic, cultural, and socioeconomic backgrounds.Dynamic, non-traditional instructional delivery methods toteach students of widely varying levels of proficiency and fromdiverse backgrounds and abilities.Appropriate and up-to-date knowledge of the discipline andsubject matter.Experience using technology as an instructional aide whereappropriate to enhance learning .Documented experience with active and applied teaching andlearning methodologies.A strong commitment to teaching in a community college setting,including teaching practices that reflect an understanding of themulticultural classroom and the benefits of cultural awarenessand sensitivity in the classroom and the workplace.Commitment to a diverse workforce.Commitment to the comprehensive mission of Austin CommunityCollege and to the principles and practices associated withServant-Leadership.Ability to communicate effectively with students with a widerange of skills and backgrounds.Strong interpersonal skills and ability to work with varied anddiverse groups from the community as well as students, staff,faculty, and administration.Strength in communication media, both verbal and written, aswell as listening.Strong organizational skills, attention to detail, ability tomaintain an established schedule, including evenings and weekends,including possible multiple campus locations that may vary bysemester.Commitment to maintaining confidentiality of studentinformation.Understanding of what it means to teach in a community collegeenvironment that serves often underprepared and underrepresentedstudents.Understanding of systems of inequality and recognition of therole of community college faculty in promoting equity, equality,and inclusion.Other: See Commitment to Equity and Inclusion. Work is routinely performed in a classroom or laboratorysetting.Subject to standing, walking, sitting, and reaching forextended periods of time.Work safely and follow safety rules. Report unsafe workingconditions and behavior. Take reasonable and prudent actions toprevent others from engaging in unsafe practices. LocationAs assigned. Appropriate use of the college's learning managementsystem.Meet deadlines for attendance certification and submission offinal course grades .Participate in graduation, general assembly, and other officialcollege functions.Maintain regular office hours to assist students and improvestudent retention and success.Attend and participate in collegewide, campus, department, orother activities and meetings.Recognize and reflect standards of civility and collegiality inall interactions.Comply with published college policies and procedures and meetprofessional standards for teaching in a community college.last_img read more

News story: Scottish companies win £1.7 million UK Government funding for healthcare innovation

first_imgDaysixUK Business Secretary Greg Clark said: Ian Campbell, Executive Chair of Innovate UK, for UK Research and Innovation said: The projects we have funded today aim to make a real difference for patients and clinicians. They represent the very best of British innovation, focusing on improved patient outcomes and driving efficiency. The UK health sector is thriving, with SMEs playing a crucial role. By supporting this sector, as part of the government’s modern industrial strategy, we can ensure we remain global leaders in health innovation and create the jobs of tomorrow. The projects have been funded by the UK Government as part of its Industrial Strategy Challenge Fund, managed by UK Research and Innovation.UK Government minister for Scotland, Lord Ian Duncan, will today [Thursday 4 October] visit all three of the Scottish projects. Speaking ahead of his visits Lord Duncan said: Stormid, Edinburgh/Glasgow. Awarded £586,000 to develop digital services for patients with lung conditions. This UK Government funding is about supporting breakthrough technologies to transform healthcare across the country for both patients and staff. Three Scottish companies will receive more than £1.7 million to develop cell-based therapeutics, digital self-management services for lung patients and systems to provide real-time decision support in the care of trauma patients. Scottish companies are at the forefront of life science developments, and this UK Government funding will help them develop their expertise even further.center_img RoslinCT, Edinburgh. Awarded £887,000 to develop stem cell therapies for clinical use, working with ReproCELL. Technology is revolutionising industries across our economy, and new innovations play a key role in advancing our healthcare sector to make sure people are living longer, healthier and happier lives. By pooling the expertise of the public and private sectors, as highlighted through the Life Sciences Sector Deal and the modern Industrial Strategy, we are making every opportunity to reach our full potential in finding new discoveries and technologies to diagnose illnesses earlier that could lead to more lives being saved. Daysix, Edinburgh. Awarded £290,000 to develop a clinical decision support app with the potential to transform the delivery of trauma care globally. Three Scottish companies are to receive funding for health tech research, part of the UK Government investment in developing technology to transform health and social care. They arelast_img read more

Turning Customer Reviews into Product Enhancements

first_imgHave you noticed the customer reviews on Dell.com? Wonder if they’re legit and whether Dell listens to those that might not give us five stars? Well, here’s a little story to answer that.Tom Holland, star of Spider-Man: Homecoming, announcing the Dell Inspiron Gaming laptop at CES 2017.Shortly after the new Inspiron 15 7000 Gaming laptop launched in January at CES, our product development team read customer reviews daily and noted the desire for a display option that fit in between the base Twisted Nematic (TN) Full High Definition (FHD) display and the optional 4K Ultra High Definition (UHD) display with In-Plane Switching (IPS). The team called in suppliers to expedite development of a new IPS FHD display panel option for the Inspiron 15 7000 Gaming laptop.The new IPS FHD panel launched this month, providing a middle display option that fits between the base TN FHD panel and the IPS 4K UHD panel both in terms of price and performance.I know that’s a lot of terms and acronyms to throw out there, but basically what the team delivered is a new non-touch display that features an anti-glare finish with rich colors and contrast performance at wider viewing angles (up to 80 degrees to the left or right of the viewing surface’s center) than conventional TN panels that seem to lose color and contrast as you pass 40 degrees off-center.“The TN FHD panel used in the base configurations of the Inspiron 15 7000 Gaming provides a good viewing experience for gamers who would prefer to put their money in the graphics, SSD or peripherals. If they’re gaming on external display most of the time, they may not want to spend the extra money on a built-in display they might only use 20 percent of the time,” Stanford Curry of our Inspiron Gaming team explains further.“This new IPS FHD offering addresses customers who want a built-in display with a better viewing experience at wider angles off-center, but don’t necessarily want to step up to the more expensive IPS UHD display which offers the best viewing experience on this system,” he said.Curry also put together this handy chart to help customers decide which panel makes the most sense to their needs:Customers now can choose from good/better/best display options to get the Inspiron 15 7000 Gaming laptop that fits their needs just right.last_img read more

ND recognizes eating disorders

first_imgIn observance of National Eating Disorders Awareness Week, the University Counseling Center is promoting awareness of the dangerous effects of the pressure to look perfect. “Students can feel like a lot of aspects of their life are out of control, and food is one aspect that they can control,” Maureen Lafferty, assistant director of the University Counseling Center, said. “An eating disorder can develop from this mentality.” The theme of this year’s national campaign to promote awareness of eating disorders is “Everybody Knows Somebody,” which reflects that the number of eating disorders in the United States is on the rise. The campaign also focuses on how to reach out to people with these disorders. Lafferty said although people commonly associate eating disorders with women, men can also suffer from them. “Women are certainly affected more, but eating disorders are not limited exclusively to women,” she said. Signs of an eating disorder include a restricted diet, mood swings, compulsive and obsessive exercise and low self-esteem. However, Lafferty said any radical change in behavior is a cause for concern. “If you notice a significant drop in weight or a change in eating behavior, it may indicate an eating disorder,” she said. “If you have a concern, it should be expressed in the spirit of care and compassion. “It is a sensitive subject, so express your concern in a caring way rather than being accusatory” Lafferty also said turning to professionals can be a smart way to address concerns. They can provide additional information and help develop a plan for whether and how to approach the person. “Eating disorders are way more complex than we think and in some cases we need professional input to figure out the best way to approach the situation,” Lafferty said. If a student notices a friend engaging in harmful behavior, he or she should turn to a rector or a member of the University Counseling Center, Lafferty said. “Do not feel like you alone need to be responsible in the situation,” she said. “If you notice a change in a person’s behavior, do not act like a detective. Approach them with an attitude of compassion rather than anything accusatory.”last_img read more

U.S. Moratorium on New Coal Leases Draws Critics and Advocates

first_imgU.S. Moratorium on New Coal Leases Draws Critics and Advocates FacebookTwitterLinkedInEmailPrint分享Dennis Webb for the Grand Junction (Colo.) Daily Sentinel:Pro-coal advocates are working to turn out in force Thursday when the Bureau of Land Management holds a meeting in Grand Junction to gather input on possible reforms to the federal coal program.The meeting is one of six being held around the country, and supporters from Colorado and beyond are expected to show up to speak on the industry’s behalf as it struggles locally and nationally with mine layoffs and shutdowns, bankruptcies and other setbacks.Advocates for reforming the federal coal program or even ending coal mining altogether also will be attending, although one of them, Jeremy Nichols of WildEarth Guardians, said probably not in the same numbers as the industry supporters. He’s sympathetic with their desire to rally on the industry’s behalf.“The coal industry should be proud of what it’s done for this state. Nobody’s saying that we should not acknowledge the great stuff that they’ve brought over the years, but it’s time to move on,” from coal mining, he said.Nichols plans to reiterate his group’s call to leave coal in the ground due to its air-pollution and climate-change impacts, but also for the federal government to step up efforts to help coal miners and communities shift away from coal economically.“We can get behind good policies that acknowledge the need to give communities in Delta County and Craig tools to transition,” he said.The future of Peabody Energy’s Twentymile Mine between Craig and Steamboat Springs is currently up in the air following Peabody’s decision to file for Chapter 11 bankruptcy reorganization and the failure of Bowie Resource Partners to be able to complete a deal to buy the mine.Meanwhile, in the North Fork Valley, Oxbow Mining has permanently closed its Elk Creek Mine, Bowie has idled its Bowie No. 2 Mine, and Arch Coal, which also is in bankruptcy reorganization, recently laid off 80 miners. Combined, the valley has seen the loss of many hundreds of mining jobs in recent years.Coal companies have faced slowdowns in national and international markets, in part due to increased competition from natural gas as a power-plant fuel source and also due to increased regulations aimed at reducing air pollutants and carbon emissions.Nichols said it’s also important for the Interior Department to get on board when it comes to helping coal communities transition to more diverse economies.“If they don’t, it’s just going to lead to I think more disaster for communities in the West,” Nichols said.Full article: Coal advocates look to unite at meetinglast_img read more

A Scavenger Hunt to Explore the Copper Mountain Music Festival 2018

first_imgFind your next adventure on a Nat Geo map! With so many exciting new maps being released for the summer, there were plenty of adventures to be found. The Road Atlas‘s were especially popular– lets all road trip north to escape the heat. Check out the lightness and ease of setting up and breaking down a pair of LEKI Poles! It only took us a few minutes to master the ‘LEKI pull.’ If you hold them in two specific spots and hold, it literally builds itself in less than a second. We had a great time showing scavenger hunt participants the fastest way to equip themselves with poles. Take a crazy photo in a Crazy Creek chair! We had Crazy Creek chairs stationed all around the festival. You had your pick of the original chair or Crazy Legs Quad Beach/Festival Chair or Crazy Legs Leisure Chair. How crazy was your crazy photo? Experience the future, with a UCO headlamp! Before trying a UCO headlamp, I had no idea there could be so many improvements to the classic model you find at your local sporting goods store. Copper Mountain attendees got to see for themselves why this headlamp is brighter than the rest (literally). We attended our second year of Copper Mountain Music Festival, and enjoyed the second year of dipping and ducking around Center Village ticking off activities in a mountain-wide scavenger hunt. Follow along in our own virtual scavenger hunt as we explore Copper and the companies that helped made Copper Mountain Music Festival awesome for the second year in a row.Pack a Sea To Summit Ultra Light Hammock. These hammocks are ultra light, and ultra easy to pack. Coming in at the super skinny 5.4 ounces, they’re breathable but able to support you in all your relaxing needs. If you need reassurance, take a look at the video we did last year. Check out the Wenzel Tent! What better way to get away from the energy of the festival than to peak into a Wenzel tent and have some time to yourself. We set up the tent in the grass and let participants have some time out of the sun. Copper Mountain is a resort built on family and community. We felt right at home when we pulled into the festival for the second time. Everyone who participated in the scavenger hunt was happy, excited, and ready to try new things. If that’s not a good basis for a community, we don’t know what is.We have plenty of community events coming up and we would love to see you at all of them! Next Saturday, July 14th, we are working with Salida Mountain Trails to build more trails in the area. On July 21st we are hosting our second annual Elevation Outdoors group campout. Hope to see you there! Guess the weight of the Lowe Alpine pack! Can you virtually guess it through the screen? We even let participants hold the pack to get a better guess. This Aeon weighs in at a mere 33 ounces and functions as both a daypack or one-night backpacking backpack. Tour the Live Outside and Play Van.We had our home on display for everyone to peek into. This year, Timbr Basecamps helped with our build, and then we finished it off. Plenty of questions, plenty of answers, and plenty of interest in the #vanlife. Take a photo of your best “air row” in an Old Town kayak! You don’t need water to experience how comfortable these kayaks are. Even on land you can explore the storage possibilities and recline in the fully adjustable seat. We had many a kid and adult alike take em out for an “air spin” Learn how to expand and break down a Hydrapak! When you can hold a packed up HydraPak in your hands, you can truly see how convenient they are. This water bottle got popped in and out all day long and still held strong by the end of the day. Challenge a Nite Ize gear tie by hanging as much gear as possible! This one was tough to do because we were worried the tent was going to break before the gear tie did. These tiny guys are mighty, reusable, and super duper strong. Taste some Mountain House freeze-dried food. Slingin’ samples all day! We had the two burner going from morning to evening making Mountain House samples. With a variety of flavors to try, we had breakfast, lunch, and dinner covered.last_img read more

Active or passive funding strategy – Tug of war

first_img 40SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,James Lutter D. James (Jim) Lutter is the Senior Vice President of Trading and Operations at PMA Financial Network and PMA Securities where he oversees PMA Funding, a service of both companies … Web: pmafunding.com Details The Fed is still on course to raise interest rates 25 basis points in June. This would be the second rate increase in 2017, despite a GDP reading of .7 percent year over year, and inflation running below their stated goal of 2 percent. Other recent data points include solid job gains and a declining unemployment rate under 5 percent.Bottom line – the implied probability of a June 14th rate hike is now 100% (as of May 9, 2017).With this in consideration, what impact will a rate change have on your institutional MMA and DDA depositors? Based on your current pricing model, do you anticipate an increase, decrease or stability amongst this group of depositors?  What is the end goal; funding stability through an active model or funding volatility utilizing a passive model? These are important questions to address early on in a changing/volatile rate environment.  Your pricing strategy will predicate the level of funding stability.For example, envision pulling on a rope from both sides (tug of war). On one side, there is pricing strategy, and the other is funding stability.  Depending on how hard either side is pulled, the amount of resistance will determine your stability. In a changing rate environment, if you’re experiencing decay, (whether rapid or persistent) you’re out of equilibrium in your pricing.Although the FOMC meeting is next month, market based rates have continued to ramp up in anticipation of this rate hike.  The greater the probability the Fed will increase rates, the greater the impact it will have on other fixed income investments.  The below graphic illustrates the spread differential of one month LIBOR to Fed Funds. Investments such as overnight repo, FHLB advances, agencies, treasuries and commercial paper increase in yield leading up to the Fed increase.What does this mean to you?  Your institutional investors are actively being solicited (pulled at) by competing fixed income investments through investment advisors, broker dealers and other financial institutions.  If you are deploying a passive pricing strategy where you are in a holding pattern until after the Fed movement, then you need to assume that you’re not in equilibrium.  You will begin to experience some decay amongst a percentage of your instructional depositor base.  With each Fed modification to the overnight rate, your depositor base is continually being solicited, (pulled at) which will lead to an eventual acceleration in the decay rate.  Back to the rope example, the greater the force out of equilibrium, the greater the impact on the shift.  The rope scenario is dynamic, as is your decay rate.What is the end goal: an active or passive pricing/funding strategy?  Typically, financial institutions hold between 60 to 80 percent of the liabilities and non-duration accounts.  If one is looking to reduce reliance on institutional investors, a passive strategy may be acceptable. If not, the passive strategy may end up costing more with heightened volatility than an active market-based strategy.last_img read more

Tot Dies After Bethpage Crash

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A 4-year-old boy died the day after the car he was a passenger in crashed in Bethpage this week.Nassau County police said the toddler’s 65-year-old grandfather was driving a Nissan Altima northbound on Stewart Avenue when the car veered off the roadway, onto the sidewalk and struck a tree at 1:20 p.m. Monday.Both the grandfather and the tot were taken to local hospitals, where they were treated for head trauma.The boy, whose name was not released, was pronounced dead Tuesday at Cohen Children’s Medical Center.Homicide Squad detectives impounded the vehicle but did not charge the driver.last_img

Xiaomi’s Mi Smart Upgrade Scheme Offers Up to 70 Percent Assured Buyback on Smartphones, Starts at Rs. 399

first_imgMi Smart Upgrade options start at Rs. 399 for the Redmi 9 Prime and Redmi 9, Rs. 499 for the Redmi Note 9, Rs. 549 for the Redmi Note 9 Pro, Rs. 599 for the Redmi Note 9 Pro Max, Rs. 999 for the Redmi K20 Pro, Rs. 1,499 for the Mi 10T, Rs. 1,699 for the Mi 10T Pro, and Rs. 1,999 for the Mi 10 phone. These Mi Smart Upgrade plans need to be purchased along with the smartphone from select Mi Authorised Outlets.When it comes to availing the Mi Smart Upgrade scheme, users will have to contact the buyback partner for redemption and head to the nearest Xiaomi authorised service centre. The phone will then be inspected to ascertain no damage is detected, and after that a redemption code will be given to the customer. This code can then be used on Mi.com or any Mi authorised outlet for buying a new smartphone.Xiaomi notes that the phone should not be damaged or broken to be eligible for the upgrade. Furthermore, if original charger or box is not available, then Rs. 1,000 will be deducted from the buyback value. If the phone has any scratches or dents on the screen or body, then 10 percent of the buyback value will be deducted.- Advertisement – How to find the best deals during online sales? We discussed this on Orbital, our weekly technology podcast, which you can subscribe to via Apple Podcasts, Google Podcasts, or RSS, download the episode, or just hit the play button below. Xiaomi has introduced a new ‘Mi Smart Upgrade’ scheme for Mi and Redmi phone buyers in India. This scheme enables new smartphone buyers to get up to 70 percent assured buyback on their purchased handset for up to 15 months from purchase, redeemable on their next Xiaomi smartphone purchase. This new Mi Smart Upgrade scheme is priced starting at Rs. 399 and it varies based on the phone you buy. This plan is currently applicable for phones like the Redmi 9 Prime, Redmi 9, Redmi Note 9 series, and the Mi 10 series. Apart from offering assured cashback till 15 months, this Mi Smart Upgrade Scheme also looks to make the buyback journey hassle free.The new ‘Mi Smart Upgrade’ gives users get the freedom to encash their phones any time after 3 months till 15 months of purchase, with exchange value ranging from 40 percent to 70 percent of the SRP. To be precise, users can get up to 70 percent of assured buyback within 4-6 months of purchase, 60 percent buyback within 7-9 months, 50 percent buyback within 10-12 months of purchase, and 40 percent buyback on 13-15 months of purchase. This means even after the phone warranty expires after 12 months, Xiaomi will offers 40 percent buyback till 15 months.- Advertisement –center_img – Advertisement –last_img read more