Why you should second guess your financial adviser

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Trust is a huge issue when it comes to money, but few retirement savers take the time to look up records for their brokers and financial advisers before handing over their money.Well, they may want to start.Some 7 percent of advisers have been disciplined for misconduct, according to a working paper released this week by the University of Chicago Booth School of Business. Misconduct included selling clients investments that weren’t suitable or not consulting with them before making trades and other investment decisions.And contrary to what some investors might expect, rates of misconduct are much higher at some of the largest financial advisory firms. At Oppenheimer & Co., for instance, nearly 20 percent of advisers had been in trouble for misconduct. continue reading »last_img read more

The best tourist season in Papuk Nature Park, as much as 30% more tourists this year

first_imgPapuk, the most beautiful mountain in Slavonia, and “flat” Slavonia has a mountain, is a favorite resort of mountaineers, hikers and tourists, and the number of tourists is growing from year to year. One of the motives for coming is certainly the geological and biological diversity and rich cultural and historical heritage, as well as the fact that the Papuk Nature Park is the first Croatian geopark under UNESCO protection of exceptional geological importance.This is supported by the fact that the Papuk Nature Park at the end of the tourist year recorded a record growth of 31% more visitors compared to 2016. Comparing the statistics of previous years, from 5.685 visitors in 2016, at the end of 2017, a significant increase was made to 7.470 visitors.The strongest tourist asset of the Park is certainly the Jankovac Forest Park, which this year again attracts the largest number of visitors, of which the largest share is domestic guests and most of them are school excursions. The signing of cooperation agreements with the founders of primary and secondary schools in Požega-Slavonia and Virovitica-Podravina counties also contributed to the increase in the number of visitors. Papuka.These results include only organized groups, ie visitors who have paid a ticket to the Park, while the total number of visitors to the Papuk Nature Park is many times higher. It is estimated that there are about 150.000 visitors. “We are proud of the effort we invest in providing all visitors with the most comfortable and quality stay in untouched nature, all the beauties and benefits it provides us. We believe that our visitors will recognize the potential of Papuk Nature Park in the future, that together we will strengthen and grow, and accordingly continue to achieve a positive growth trend in the number of visitors.” pointed out Alen Jurenac, director of the Papuk Nature Park.As of this season, the tourist offer of the Papuk Nature Park has been enriched with the first Camp resting place in the region, which at the end of 2017 recorded 185 visits and 248 overnight stays. The structure of the camp guests is in favor of foreign guests, namely guests from Austria, Germany, Switzerland, Slovenia, Poland and Bosnia and Herzegovina. Camp Duboka is included in the list of 38 best small camps in Croatia as part of the OK Mini Camps project. “One of the factors in increasing the number of visitors is, among other things, the continuous work on improving the tourist infrastructure, which has resulted in an increase in interest and a larger number of visitors. This year, the guard service of the Papuk Nature Park has intensified its work on education and professional guidance so that all interested visitors have the best possible experience of the protected area. ” Gordana Kukić points out the main guardian of the Park.PP Papku points out that several projects co-financed by European funds are underway, of which the most significant is certainly the UNESCO Geopark Geo Story project. The purpose of this project is to contribute to the acceleration of socio – economic development of municipalities and cities in the Park, which will reflect on the overall development of Virovitica – Podravina and Požega – Slavonia counties and strengthen their development potential. “Papuk Nature Park has come of age this year, and it has been 10 years since Papuk became the first geopark in Croatia. Thanks to the fact that Papuk is the first Croatian Geopark and that it is part of the UNESCO world network of geoparks, it certainly attracts an increasing number of guests. In addition to the benefits of branding the space and bringing guests to Geopark Papuk, a special value is the networking of geoparks and defining joint projects. Thus, the Danube Geo Tour project is in the implementation phase, in which 8 geoparks of the Danube region from Austria, Slovenia, the Czech Republic, Hungary and Slovakia are participating. In mid-January, we are preparing a new joint project with colleagues from geoparks, which is planned to be financed from EU funds – INTERREG CENTRAL EUROPE ” said Goran Radonić, expert manager of the Papuk Nature Park.The project includes investment in several locations that are thematically linked into one whole. It is planned to build and equip the Geo – info center Voćin, adapt and equip the halls in the House of the Pannonian Sea in Velika, install elements of the Adrenaline Park Duboka, reconstruct the road Slatinski Drenovac – Jankovac – County Border and build, upgrade and equip a total of 6 lookouts. In addition, a visitor management study and capacity building related to visitor safety are planned.Related news: PP PAPUK IS GOING TO NEW INVESTMENTS WITH MONEY FROM EU FUNDSlast_img read more

Octagon flats shape up well

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

Missing boy found dead inside a crocodile in Maluku

first_imgThe boy did not return home after going for a swim at a local beach in Waimingit village, Air Buaya district, Buru regency, on Wednesday morning.A joint search and rescue team began searching for the boy in the area following a missing person report filed by his family. The team, comprising personnel from the local Search and Rescue Agency, Maluku Water and Air Police unit and Air Buaya Police combed the shores on Wednesday but found nothing. The team searched a nearby river the next day, where they found a large crocodile in the water.The team decided to shoot the crocodile and cut it open, discovering the boy’s body inside.“The crocodile was found 150 meters away from the location where the boy was reported missing. His parents told us they suspected their son had been eaten by a crocodile,” Ambon National Search and Rescue Agency head Muslimin told reporters on Thursday.The boy’s body has been returned to his family and laid to rest. (dpk) Topics :center_img The remains of a 7-year-old boy were found inside a 5-meter-long crocodile on Thursday evening after he was reported missing by his family in Buru Island, Maluku.last_img read more

Classic Queenslander home fetches impressive $1.28m sale

first_imgThe matching cubby house at 43 Leybourne St, ChelmerThe home has an in-ground pool, fireplace and cubby house in matching paint colours. Ms Peirce said Queenslander homes were becoming popular with interstate buyers. “They love the look and the lifestyle a Queenslander home brings,” she said. Inside 43 Leybourne St, ChelmerMarketing agent Maria Peirce of Belle Property, Sherwood, said the sale of 43 Leybourne St, Chelmer was a good result for the local market.“It was very popular,” she said. “I could have sold it 10 times over.” The home at 43 Leybourne St, ChelmerMs Peirce said the new owners were renting out the home for now.“They’ll be moving down to Brisbane in next year or so,” she said.Ms Peirce said it was “very sought-after due to how pretty it was,” and attracted a lot of buyers with its open-plan layout, neutral colours and fresh paintwork.“Everyone who saw it loved the facade,” she said. Inside 43 Leybourne St, ChelmerMore from newsParks and wildlife the new lust-haves post coronavirus21 hours agoNoosa’s best beachfront penthouse is about to hit the market21 hours agoMs Peirce said they had five offers on the property, all from families, however, it was a young family from the Northern Territory who secured the home with the final offer. 43 Leybourne St, ChelmerThis quintessential Queenslander home has sold for $1,280,000.last_img read more

No kitchen, no bathroom, no floor, moments to the CBD

first_imgPotential plus right here.With a development approval in hand, they had a crack at it, but simply could not spare the time. Now, he said, they were reluctant sellers.“We are, because we changed our minds and decided on an apartment we also bought in the Valley. We have a very active business so we didn’t have time to give to it. “It’s an incredible location, there is not much land available in that inner city location. You get all the benefits of New Farm without the price tag.”More from newsParks and wildlife the new lust-haves post coronavirus20 hours agoNoosa’s best beachfront penthouse is about to hit the market20 hours agoThe couple had originally wanted to buy in New Farm all those years ago when prices had already begun to rocket on the riverside. Actually this room looks all right. It’s missing a few floorboards. They bought new floorboards, seen here waiting to be installed.“We bought this because the agent said you should look in this small pocket in the Valley.“We got started on the renovation, got the materials. Really it just needs someone to do it. The flooring and joists, even the nails are there, everything’s ready to go. “It could easily be a three bedroom, two bathroom house. We have DA approval to turn it into a two level house.”With parking at a premium in the area, the property could also have made money for them, he said.“We get letters in the mail all the time saying can they pay us for parking.” 34 Prospect Street, Fortitude Valley, goes to auction at 3pm this Super Saturday.A RARE inner-city home which has no kitchen, no bathroom, and missing floors is expected to turn renovator heads under the hammer this Super Saturday.The owners of 34 Prospect Street, Fortitude Valley, Eleanor and Jamie Hayes, had grand plans to renovate the property for their retirement, but changed their minds after becoming snowed under with work.Mr Hayes told The Courier-Mail that with a business to run, they simply did not have the time to focus on getting the renovation of the pre-war home fully off the ground.They had picked up the property five years ago and had tenants in it for two years before beginning paperwork to renovate the property. center_img It has 253sq m of land fronting two streets. That’s where the kitchen was supposed to go.Agents Hayley Jane and Aaron Woolard of Place New Farm have it marketed as a “renovator’s delight” which “unlike many inner city properties” has two street frontage.“We’ve had investors through, people looking to build their forever home there, also your typical renovators that want to flip,” Ms Jane said.“It’s a great pocket because they don’t come up very often. It’s tightly held and what’s happening up there is going to be great (upgrade-wise).”The house will be auctioned off at 3pm on Saturday on site. FOLLOW SOPHIE FOSTER ON FACEBOOK The CBD is a short stroll away.last_img read more

Dredging Meeting in Selbyville Takes Place Today

first_imgA community meeting to discuss dredging of local Sussex County waterways will be held at the Selbyville Fire Hall in Selbyville, DE, today from 7 to 8:30 pm. The meeting is sponsored by State Senator Gerald Hocker and State Representatives Ron Gray and Rich Collins.The Delaware Department of Natural Resources and Environmental Control (DNREC) officials will be on hand to answer questions about the schedule and priority list for dredging projects of local waterways in the next few years.“Constituents are invited to join the legislators and members of DNREC’s Division of Watershed Stewardship to hear about the department’s schedule and priority list for dredging, followed by a question-and-answer period,” the official release stated.A new law that was enacted last year increases boat registration fees to generate about $1.3-million annually to help finance waterways’ maintenance – covering about one third of the annual cost of the work.[mappress mapid=”24152″]last_img read more

GLDD Wins Contracts Totaling $141 Million

first_imgGreat Lakes Dredge & Dock Corporation (GLDD) has announced the receipt of several major dredging awards totaling $141 million.David Simonelli, President of Dredging commented, “We are pleased to announce these significant capital and maintenance dredging awards for our company. We expect these projects to contribute positively to Great Lakes’ performance this year and in 2020 and contribute to the strengthening of the U.S. infrastructure.” The awarded work includes:Jacksonville Deepening Contract B Option (Capital Deepening, Florida, $96.6 million);Baltimore Harbor (Maintenance, Maryland, $38.4 million);Boston Harbor (Maintenance, Massachusetts, $5.6 million).The base scope for the Jacksonville Deepening Contract B was won in 2018 and the option work is a continuation of channel deepening an additional 2.5 miles upriver. Work is expected to begin in September with completion in late 2020.The Baltimore Harbor project involves maintenance dredging of the sea-lanes into Baltimore and is expected to commence in the first quarter of 2020. Dredge material is to be pumped for beneficial use.The Boston Harbor project is maintenance dredging of the inner harbor channels and is expected to commence in late September.last_img read more

Majority of French says no to “spanking law”

first_imgGlobal Post 15 March 2015A minority of French, or about 30 percent, supported banning the corporal punishment of children via legislation, according to the results of a latest survey.Only 27 percent of men and 33 percent of women showed support for banning spanking or slapping children in France, according to a survey conducted by Le Figaro, the result of which was released on Friday. The survey polled 1,050 French adults.On March 4, the Council of Europe, an international organization that defends human rights in Europe, ruled that France is in violation of European rules regarding the use of corporal punishment for children.The council found France not in compliance with the Revised European Social Charter, an agreement signed by 43 states in Europe, on the grounds that “smacking” as punishment is not “prohibited in a sufficiently clear, binding and precise manner under French law or case-law.”The council made the ruling about two years after the British charity Approach, a child protection organization, lodged a complaint accusing France of violating the European Social Charter.http://www.globalpost.com/dispatch/news/xinhua-news-agency/150314/majority-french-says-no-spanking-lawlast_img read more